What is the process for applying?

You can apply online at CIT or by calling our Business Team at 1-800-854-3680 or visiting an Apple Store. All lease applications are submitted to our financing provider for credit review. For personal financing options, visit our consumer financing page. Apply at CIT Find an Apple Store

Who is eligible for financing?

A business customer who has signature authority and a legally verifiable business is eligible to apply. In some circumstances, a personal guarantee may be required.

What are my options at the end of the lease term?

On a fair market value lease (FMV), you have the option to return your equipment and, subject to credit approval, refresh with new, in-stock equipment under a new lease, purchase your equipment from the finance provider at the current fair market value, or return your products to the finance provider and close out your lease. You can also continue to rent your existing products by making post-term monthly payments. If you choose the $1 buyout lease, you will own your equipment at the end of the lease after making a final $1 payment.

Are there other financing options available?

You can contact our Business Team by calling 1-800-854-3680 or visiting an Apple Store to learn about all available financing options. Find an Apple Store

Can I choose a different model, color, or storage capacity when I refresh my equipment?

Yes. When you refresh your equipment, your existing lease ends and you simply begin a new one. The monthly cost may increase or decrease depending on the products you choose.

Will I be charged any additional fees?

There are no documentation or application fees.

Do you offer AppleCare+?

Yes. If you choose AppleCare+, it can be financed as part of the lease. Learn more about AppleCare+

What if my product is damaged during the lease?

If your product is not covered by AppleCare+ and you do not return your equipment in conditions required by the lease, the finance provider may charge you in accordance with the terms of the lease. Learn more about AppleCare+

The best tools for business. The best options for your budget.

Take advantage of special lease offers with flexible terms and end of lease options. Each one is an affordable way to grow your business.

Compare finance options

Compare finance options
	Business Leasing Program – Fair Market Value Flexible lease terms and a fair market value purchase option lowers your monthly payments.	Business Leasing Program – $1 Buyout A $1 buyout offers your business a simple and cost-effective way to own Apple products.
Terms	12, 24, or 36 months	12, 24, or 36 months
Minimum Order	$4000	$4000
Eligible Products	Mac, iPhone, iPad, Apple Watch, and Apple TV	Mac, iPhone, iPad, Apple Watch, and Apple TV
Accessories	Up to 25% of amount financed	Up to 25% of amount financed
Lease End Options	Return, refresh, or purchase at fair market value	Pay $1 to own

Speak with our Business Team by calling 1-800-854-3680 or visiting an Apple Store.

Find an Apple Store

This is not a commitment to finance. Not all applicants will qualify for financing. Financing options are for informational purposes only. Financing is provided by FCB. Nothing herein is a commitment to finance by Apple or FCB. Financing options are only available to business customers and subject to credit approval and completion of necessary documentation and due diligence. Apple and FCB reserve the right to modify or cancel these options at any time without prior notice. Nothing herein constitutes tax, accounting, financial, or legal advice.

AppleCare+ provides coverage for up to two incidents of accidental damage from handling. Each incident is subject to a service fee (up to $99 for iPhone, $49 for iPad, and $299 for Mac) plus applicable tax.

Service coverage is available only for iPhone, Mac, or iPad and its original included accessories that are defective in material or workmanship or for batteries that retain less than 80 percent of their original capacity. The replacement equipment that Apple provides may be new or equivalent to new in both performance and reliability. See AppleCare+ for full terms and conditions.